Category: transparency

Posted on

Social promise

In the beginning and middle of the 2020s the social promise to younger generations has been broken. The latest figures from the USA reveal that 2 million students (WSJ 2025-6-25 A3) who have financed their studies and potential social mobility by taking out a substantial loan are very likely to default on their credits. This observation was less a surprise to labor market analysts as the stalling of student hiring in many countries has happened for several years now. The more surprising finding is that the Wall Street Journal 2025-6-25 has been reporting on this. Banks or universities who are highly exposed to this kind of risk will themselves become downgraded for their credit rating. Higher interests for universities means higher fees and higher student loans eventually. The social promise to reach higher status and earnings through higher education as the social promise of the meritocratic society becomes an illusion. Investors in student housing might also find the sector less juicy for them. Students and their parents were taken hostage by an excessive commercialization and commodification od education. Lifelong learning is a still a promising route to revitalize the social promise.

Posted on

Home financing

For most people the biggest investment decision during their entire life course is the decision how to finance their home. The calculation of the costs of a bank loan over 10, 15 or 20 years to finance the acquisition of a home is a necessary part of basic financial literacy. The contract of monthly installments over years, considering economic uncertainties like inflation and interest rate payments, necessitates some basic knowledge of calculus and maybe the use of a spreadsheet to prepare payment plans with different scenarios. According to the Wall Street Journal of 2025-6-25 many home owners in southern states “slipped under water” in recent months in the USA. In short, buying a house when they are most expensive with a high interest loan and little down payment puts you at high risk if the prices for homes decline, for example like in a recession or stagnation. You can find yourself in the situation that the mortgage you have to pay suddenly exceeds the value of your home at actual prices. It is really important to be aware of the overall economic situation and risks of changes, like interest rate or inflation spikes due to a changing policy on tariffs. Reading and learning about financial risks should really enter into the school curriculum, but not left to maths classes as this will frighten off many students to take this topic seriously enough. 

Posted on

Home Leaks

When did you last think about leaks in your home?
Usually we associate leaks with water leaks, or the heating system leaking somewhere. In the 21st century leaks at home are more importantly the leaks of your home security, especially your email, digital and cloud services which are at risk. You may test your favourite AI system to advice you on your risks for digital leaks, but we know little whether these systems are yet another dangerous port of entry into your home or privacy themselves.
There is a helpful tool to find, whether your email has been hacked or distributed widely already for potential thefts of your identity. Hence, better check this from time to time using for example the “leak checker“, just like checking whether you closed your door or the water tap before leaving for vacations. As we live more and more in “virtual homes” in addition to our physical homes, checking your digital identities should become a part of our personal hygiene routine. Let’s just take a shower from time to time and change passwords regularly.

Posted on

Hallucinations serious

There serious hallucinations by AI and there are funny hallucinations by AI. Do we want our various AI models, from time to time, to crack a serious or funny joke? Well, that’s a bit the spice of life. However, not knowing when the machine is joking and when it is serious, this is more likely to seriously disturb most of us. This reminds us of our school days were teachers were not amused some pupils not taking them seriously in their efforts to transmit information. Now we know that a good atmosphere is conducive for better learning progress. AI as teaching and learning assistance could well work best in a “fearless“ classroom. Repeating a lesson several times and at your own learning rhythm will help independent of the seriousness of your teacher. Self-directed learning with a little help by AI might do the trick for many to advance how and when they feel ready for it. Hallucinations rates are a standard test for AI models. They range from 1% to 25% of queries.  This is not in itself a problem. It has become tough to find out about the 1% -2% models because you no longer expect them to give wrong information. These are the 1-2 out of a hundred of cases where we are confronted with serious hallucinations, seriously.
(Image: extract from „cum Polaroids“ from Eva & Adele, Hamburger Bahnhof, Berlin 2024-5-22)

Posted on

Contextual Vision

The attempt to define a sociology of vision has had a hard time to build on hard evidence that vision may depend on context or in a broader sense your visual heritage. A standard definition of context in vision highlights the areas around a focal point. The findings by Krupin et al. (2025) show through the comparison of persons from very different populations that our vision depends on our cultural background. It is the social background and upbringing in a specific cultural setting, which determines what we see in an image at first sight.  The so-called Coffer illusion test (Deregowski 2017) reveals what we see in an image spontaneously and maybe after some longer staring at the image or doing it repeatedly, we learn to see that there is more to see than our original impression. Depending on our cultural heritage we might focus unconsciously on rectangular or round shapes in a geometric image. This fundamental finding questions the view that there is only one universal kind of vision common to all humans. In fact, there is variance around what we see and thereby how we perceive an image. This research provides a justification to delve also into the field of a sociology of the visual. Because of the common term in informatics “WYSIWYG”, (what you see is what you get), we might  spend more efforts on research of how human vision is shaped over generations or according to social background. We know that in some images different people see different things. What appears as a splendid opportunity for some, is a very risky situation for others. Eyes are so closely wired to our brain that inscriptions of vision on the brain functioning are quite likely. The plasticity of this process over the life course remains a crucial topic to understand the process(es) of how a person’s social background shapes her/his vision.

Posted on

Global warming

The annual update of the global warming indicators (source: Earth system science data 2025-6) gives more reasons to worry about the future of our climate. The objective to limit global warming to +1.5°C, established at the Paris climate agreement in 2015, is no longer achievable. This is the hard evidence based on the global network of scientific data collections and their projections. Fossil fuels are a major cause, deforestation and greenhouse gas emissions as well (Forster et al. 2025). As a consequence, human-induced warming of average surface temperatures and flows of heat into oceans continue. The first consequences, we witness in many parts of the world already. France is particularly affected (Le Monde 2025-6-20, p.7). What used to be called “natural disasters” is better described as long-term consequences of human-induced global changes like global warming. About time to take our CO2 footprint even more seriously. The “All electric society” can reduce reliance on fossil fuels considerably, as of now.

Posted on

Musician Historian

Musicians are usually perceived as “part of history” rather than being historians themselves. However, recent research on Bob Dylan has extended that view to portray Dylan in his role as historian as well. The issue here is more with the historical periods and references the musician, composer and song writer builds on and interprets historical events. Thereby, his thoughts and impressions on living through historical events enter into his work as an artist. Dylan is literally “doing history”. He puts events of past and present into perspective of his own making and reached authority through the non-conformist perspective, which connected him to as a performer to his various audiences. His approach to doing history consists in the re-presentation and re-creation of historical narratives. Nina Goss (2024) in her book review highlights the “irruptions of the past into the present unique in popular culture”. The re-arrangement of fact and fiction encourages us “to inhabit, question, and revise historical narratives and tropes” (p.399). Several musicians have specific ways of reflecting, sometimes critically, on history in their artistic work. Bob Dylan certainly is a very prominent example of this an has been honoured for this by the Nobel Prize for literature. It remains an interesting perspective to review composers and their choice of libretti for operas as a way of doing history. The shifts from royal drama to revolutions and popular scenes are in this line of interpreting musicians also as historians.

Posted on

Home security

Digitalization has made it possible to step up home security at reasonable costs. The video surveillance of homes inside and the immediate surroundings are feasible through the use of connected cameras. The footage can reach sizable amounts of data, but intermittent recordings reduce or the AI-assisted detection of movements on a person’s property have become standard home security. Even for apartments the video enabled door bells and digital locks have improved the security level for those who are willing to invest in home security. A good neighborhood watch system is, of course, in most cases a superior solution. But neighbors change and social interaction is often reduced to minimal contact in most suburban regions. As with heating of homes, home security is also depending on what makes you feel comfortable at home. For some 20 degrees Celsius is enough and a solid mechanical lock is sufficient. Others have made very different experiences and want their digital devices directly linked to a professional security or police service. Like it or not, home security is part of the modern home just like many other digital devices or TV sets. 

Posted on

Memories updated

In Berlin and many other German cities it is a regular practice to scrutinize the memory inscribed into street names. In order to correct the honors given to persons with a past as fascist or responsible for mass killings street names were changed at several points in the history of the city. Streets named after battle fields, for example, are a continuous point of discussion. It is important to keep the perspectives of victims in mind. Therefore, changing street names is a little contribution to rethink the role of places and persons. Such changes are sometimes very controversial as people become accustomed to names, some might even not care much at all. Recognition and responsibility, however, have a lot of currency in historical perspective. Overpainting like in the paintings from Gerhard Richter has an important function in society and can be one way of coping with the demons of the past.

Posted on

Draft Lottery

For decades the “intergenerational effects of the Vietnam draft on risky behaviors” has been overlooked. Deza and Mezza (2025) identified several changes in parenting styles (PS) due to existence of a draft lottery. PS like uninvolved, permissive, authoritarian become more frequent. Similarly, risky behaviors of their children like smoking, drinking and drug abuse tend to increase. According to this new evidence on an old strategy to recruit military personnel the effects are not only directly on the persons drafted, but have lasting consequences onthe next generation as well. This increased overall the burden of going as well as preparing for war in the societies concerned. In view of the Russian aggression on Ukraine territory the consequences for both countries are considerable and shall be transmitted to future generations as well. Even neighboring countries fear and feel the heat of recruitment for armed conflict.